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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,316 | $95,415+56.5% | $185,851-19.7% | $85,851+73.9% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 10.55% | 23.59%-13.0pp | 122.11%-111.6pp | 318.63%-308.1pp |
| Employer contribution / active EE | $10,611 | $3,314+220.2% | $5,168+105.3% | $2,565+313.6% |
| Participant deferral / active EE | $7,391 | $3,424+115.9% | $5,569+32.7% | $3,952+87.0% |
| Admin fee / account holder | $5,139 | $7,215-28.8% | $16,245-68.4% | $6,261-17.9% |