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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,494 | $93,124-75.8% | $77,100-70.8% | $134,545-83.3% |
| Participation rate | 66.7% | 74.5%-7.8pp | 67.9%-1.3pp | 81.2%-14.6pp |
| Annual return | 79.68% | 62.68%+17.0pp | 42.35%+37.3pp | 418.37%-338.7pp |
| Employer contribution / active EE | $2,917 | $3,421-14.7% | $2,815+3.6% | $4,742-38.5% |
| Participant deferral / active EE | $8,105 | $5,242+54.6% | $4,430+83.0% | $6,401+26.6% |
| Admin fee / account holder | $134 | $6,970-98.1% | $5,443-97.5% | $11,431-98.8% |