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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,570 | $82,678-15.9% | $125,391-44.5% | $68,490+1.6% |
| Participation rate | 76.1% | 75.1%+1.0pp | 82.4%-6.3pp | 67.9%+8.2pp |
| Annual return | 4.11% | -5.97%+10.1pp | 572.41%-568.3pp | -7.85%+12.0pp |
| Employer contribution / active EE | $742 | $3,382-78.1% | $4,816-84.6% | $2,597-71.4% |
| Participant deferral / active EE | $5,969 | $6,111-2.3% | $7,448-19.9% | $4,028+48.2% |
| Admin fee / account holder | $2,363 | $6,277-62.4% | $10,009-76.4% | $5,403-56.3% |