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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,104 | $73,978-75.5% | $96,515-81.2% | $75,173-75.9% |
| Participation rate | 58.7% | 66.4%-7.7pp | 74.3%-15.7pp | 67.2%-8.5pp |
| Annual return | 35.60% | 26.72%+8.9pp | 35.73%-0.1pp | 160.72%-125.1pp |
| Employer contribution / active EE | $1,873 | $2,931-36.1% | $3,740-49.9% | $2,671-29.9% |
| Participant deferral / active EE | $3,705 | $3,660+1.2% | $4,880-24.1% | $4,126-10.2% |
| Admin fee / account holder | $89 | $5,219-98.3% | $6,735-98.7% | $5,651-98.4% |