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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,853 | $107,030-91.7% | $73,550-88.0% | $147,586-94.0% |
| Participation rate | 73.7% | 66.4%+7.3pp | 54.9%+18.8pp | 82.8%-9.1pp |
| Annual return | 15.27% | 38.25%-23.0pp | -15.16%+30.4pp | 578.59%-563.3pp |
| Employer contribution / active EE | $0 | $1,760-100.0% | $1,219-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $58 | $2,458-97.6% | $1,804-96.8% | $5,439-98.9% |
| Admin fee / account holder | $604 | $3,055-80.2% | $2,320-74.0% | $10,886-94.5% |