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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,832 | $209,425-91.5% | $178,499-90.0% | $158,966-88.8% |
| Participation rate | 91.3% | 86.4%+5.0pp | 81.9%+9.4pp | 82.0%+9.3pp |
| Annual return | 44.11% | 188.80%-144.7pp | 151.10%-107.0pp | 302.95%-258.8pp |
| Employer contribution / active EE | $5,629 | $5,707-1.4% | $5,011+12.3% | $4,762+18.2% |
| Participant deferral / active EE | $6,144 | $5,955+3.2% | $5,202+18.1% | $5,983+2.7% |
| Admin fee / account holder | $337 | $17,078-98.0% | $13,986-97.6% | $11,250-97.0% |