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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,612 | $102,663-79.9% | $86,216-76.1% | $139,466-85.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 19.30% | 1924.52%-1905.2pp | 1169.42%-1150.1pp | 373.66%-354.4pp |
| Employer contribution / active EE | $3,075 | $3,035+1.3% | $2,382+29.1% | $4,754-35.3% |
| Participant deferral / active EE | $6,961 | $4,677+48.8% | $3,986+74.6% | $6,712+3.7% |
| Admin fee / account holder | $374 | $8,663-95.7% | $6,853-94.5% | $11,409-96.7% |