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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,170 | $133,981-49.9% | $112,249-40.2% | $134,532-50.1% |
| Participation rate | 81.8% | 78.6%+3.3pp | 75.1%+6.8pp | 81.2%+0.6pp |
| Annual return | -26.56% | 47.16%-73.7pp | 27.48%-54.0pp | 418.27%-444.8pp |
| Employer contribution / active EE | $2,786 | $4,040-31.0% | $3,636-23.4% | $4,741-41.2% |
| Participant deferral / active EE | $4,243 | $5,292-19.8% | $4,729-10.3% | $6,401-33.7% |
| Admin fee / account holder | $1,418 | $7,492-81.1% | $6,412-77.9% | $11,429-87.6% |