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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,166 | $71,873-34.4% | $86,698-45.6% | $68,490-31.1% |
| Participation rate | 69.1% | 72.2%-3.2pp | 76.6%-7.5pp | 67.9%+1.2pp |
| Annual return | -5.24% | 3.54%-8.8pp | 35.96%-41.2pp | -7.85%+2.6pp |
| Employer contribution / active EE | $1,332 | $2,173-38.7% | $2,837-53.1% | $2,597-48.7% |
| Participant deferral / active EE | $1,771 | $3,779-53.1% | $4,656-62.0% | $4,028-56.0% |
| Admin fee / account holder | $4,416 | $6,110-27.7% | $7,492-41.1% | $5,403-18.3% |