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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,717 | $62,589-19.0% | $76,768-33.9% | $64,173-21.0% |
| Participation rate | 88.9% | 72.8%+16.1pp | 77.0%+11.9pp | 69.6%+19.3pp |
| Annual return | -9.44% | -1.95%-7.5pp | 2.43%-11.9pp | 7.63%-17.1pp |
| Employer contribution / active EE | $1,141 | $1,832-37.7% | $2,485-54.1% | $2,381-52.1% |
| Participant deferral / active EE | $3,395 | $3,145+8.0% | $3,852-11.8% | $3,470-2.1% |
| Admin fee / account holder | $3,314 | $4,667-29.0% | $6,675-50.4% | $4,887-32.2% |