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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,276 | $165,399-12.2% | $149,745-3.0% | $158,982-8.6% |
| Participation rate | 44.4% | 84.6%-40.1pp | 82.5%-38.0pp | 82.0%-37.5pp |
| Annual return | 19.39% | 348.34%-328.9pp | 276.72%-257.3pp | 302.99%-283.6pp |
| Employer contribution / active EE | $3,038 | $5,105-40.5% | $4,646-34.6% | $4,763-36.2% |
| Participant deferral / active EE | $9,459 | $7,183+31.7% | $6,843+38.2% | $5,983+58.1% |
| Admin fee / account holder | $294 | $10,811-97.3% | $9,312-96.8% | $11,252-97.4% |