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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,155 | $85,766-68.3% | $136,298-80.1% | $70,126-61.3% |
| Participation rate | 42.3% | 74.2%-31.8pp | 81.9%-39.6pp | 69.5%-27.2pp |
| Annual return | 17.98% | 31.46%-13.5pp | 5156.27%-5138.3pp | 73.15%-55.2pp |
| Employer contribution / active EE | $625 | $2,966-78.9% | $4,696-86.7% | $2,343-73.3% |
| Participant deferral / active EE | $2,514 | $5,051-50.2% | $6,247-59.8% | $3,332-24.6% |
| Admin fee / account holder | $127 | $5,421-97.7% | $9,244-98.6% | $4,645-97.3% |