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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,673 | $73,518+15.2% | $63,005+34.4% | $147,585-42.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.8%+25.2pp | 82.8%+17.2pp |
| Annual return | 20.64% | 175.46%-154.8pp | 87.59%-66.9pp | 578.58%-557.9pp |
| Employer contribution / active EE | $12,052 | $3,322+262.7% | $2,760+336.6% | $4,876+147.1% |
| Participant deferral / active EE | $5,721 | $4,183+36.8% | $3,329+71.8% | $5,439+5.2% |
| Admin fee / account holder | $960 | $5,952-83.9% | $3,599-73.3% | $10,886-91.2% |