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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,692 | $56,197+91.6% | $67,652+59.2% | $59,633+80.6% |
| Participation rate | 36.8% | 71.5%-34.6pp | 75.7%-38.8pp | 68.7%-31.8pp |
| Annual return | 0.66% | 18508.10%-18507.4pp | 6625.40%-6624.7pp | 2041.45%-2040.8pp |
| Employer contribution / active EE | $0 | $1,615-100.0% | $2,266-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $1,244 | $2,844-56.2% | $3,560-65.0% | $3,192-61.0% |
| Admin fee / account holder | $1,131 | $3,958-71.4% | $4,821-76.5% | $4,297-73.7% |