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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,650 | $209,425-87.3% | $178,499-85.1% | $158,966-83.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 7.97% | 188.80%-180.8pp | 151.10%-143.1pp | 302.95%-295.0pp |
| Employer contribution / active EE | $2,812 | $5,707-50.7% | $5,011-43.9% | $4,762-40.9% |
| Participant deferral / active EE | $5,165 | $5,955-13.3% | $5,202-0.7% | $5,983-13.7% |
| Admin fee / account holder | $434 | $17,078-97.5% | $13,986-96.9% | $11,250-96.1% |