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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,599 | $168,635+37.9% | $147,617+57.6% | $125,389+85.5% |
| Participation rate | 66.7% | 88.8%-22.1pp | 84.6%-18.0pp | 83.2%-16.5pp |
| Annual return | -0.63% | 77.65%-78.3pp | 61.98%-62.6pp | 282.24%-282.9pp |
| Employer contribution / active EE | $7,971 | $6,252+27.5% | $5,564+43.3% | $4,866+63.8% |
| Participant deferral / active EE | $8,165 | $5,507+48.3% | $4,895+66.8% | $5,352+52.6% |
| Admin fee / account holder | $1,789 | $13,580-86.8% | $11,612-84.6% | $9,541-81.2% |