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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,147 | $185,905+25.4% | $170,057+37.1% | $139,487+67.1% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 11.50% | 60.56%-49.1pp | 53.42%-41.9pp | 373.84%-362.3pp |
| Employer contribution / active EE | $20,586 | $7,597+171.0% | $6,790+203.2% | $4,755+333.0% |
| Participant deferral / active EE | $13,064 | $11,627+12.4% | $10,411+25.5% | $6,713+94.6% |
| Admin fee / account holder | $4,542 | $15,397-70.5% | $12,826-64.6% | $11,407-60.2% |