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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,365 | $60,349-56.3% | $74,184-64.5% | $62,881-58.1% |
| Participation rate | 69.0% | 72.7%-3.7pp | 76.6%-7.6pp | 69.3%-0.3pp |
| Annual return | 9.31% | 21.38%-12.1pp | 17.74%-8.4pp | 20.14%-10.8pp |
| Employer contribution / active EE | $1,233 | $1,680-26.6% | $2,370-48.0% | $2,281-46.0% |
| Participant deferral / active EE | $2,014 | $2,856-29.5% | $3,550-43.3% | $3,203-37.1% |
| Admin fee / account holder | $2,363 | $4,261-44.5% | $5,586-57.7% | $4,296-45.0% |