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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,286 | $67,606+18.8% | $82,313-2.5% | $70,124+14.5% |
| Participation rate | 91.1% | 72.8%+18.3pp | 76.9%+14.2pp | 69.5%+21.5pp |
| Annual return | 18.28% | 21.57%-3.3pp | 25.88%-7.6pp | 73.14%-54.9pp |
| Employer contribution / active EE | $2,759 | $1,755+57.2% | $2,428+13.6% | $2,342+17.8% |
| Participant deferral / active EE | $7,344 | $2,987+145.9% | $3,706+98.2% | $3,332+120.4% |
| Admin fee / account holder | $924 | $4,512-79.5% | $5,608-83.5% | $4,645-80.1% |