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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,742 | $183,988-17.0% | $162,177-5.8% | $152,897-0.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 21.74% | 150.79%-129.1pp | 115.60%-93.9pp | 345.43%-323.7pp |
| Employer contribution / active EE | $5,205 | $6,370-18.3% | $5,613-7.3% | $4,764+9.3% |
| Participant deferral / active EE | $18,000 | $8,032+124.1% | $7,297+146.7% | $5,851+207.6% |
| Admin fee / account holder | $3,930 | $13,123-70.0% | $10,843-63.8% | $11,599-66.1% |