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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,054 | $118,708+180.6% | $98,920+236.7% | $158,982+109.5% |
| Participation rate | 88.2% | 77.8%+10.4pp | 76.0%+12.2pp | 82.0%+6.3pp |
| Annual return | 8.98% | 372.49%-363.5pp | 196.47%-187.5pp | 302.99%-294.0pp |
| Employer contribution / active EE | $2,792 | $3,334-16.3% | $2,689+3.8% | $4,763-41.4% |
| Participant deferral / active EE | $16,554 | $5,089+225.3% | $4,245+290.0% | $5,983+176.7% |
| Admin fee / account holder | $27,338 | $10,134+169.8% | $6,643+311.5% | $11,252+143.0% |