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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,657 | $198,457-43.2% | $170,435-33.9% | $147,586-23.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 11.40% | 257.30%-245.9pp | 205.94%-194.5pp | 578.59%-567.2pp |
| Employer contribution / active EE | $4,811 | $6,183-22.2% | $5,432-11.4% | $4,876-1.3% |
| Participant deferral / active EE | $2,009 | $5,629-64.3% | $4,939-59.3% | $5,439-63.1% |
| Admin fee / account holder | $7,144 | $16,852-57.6% | $13,881-48.5% | $10,886-34.4% |