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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,290 | $180,749-68.9% | $160,784-65.0% | $137,256-59.0% |
| Participation rate | 94.7% | 80.0%+14.8pp | 77.0%+17.8pp | 80.0%+14.8pp |
| Annual return | 12.79% | 2234.46%-2221.7pp | 1803.92%-1791.1pp | 220.34%-207.5pp |
| Employer contribution / active EE | $2,890 | $4,155-30.4% | $3,733-22.6% | $4,156-30.5% |
| Participant deferral / active EE | $6,830 | $6,844-0.2% | $6,293+8.5% | $6,407+6.6% |
| Admin fee / account holder | $4,261 | $10,397-59.0% | $9,717-56.1% | $12,270-65.3% |