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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,578 | $78,015-31.3% | $178,505-70.0% | $80,959-33.8% |
| Participation rate | 76.7% | 65.7%+11.0pp | 77.1%-0.5pp | 67.7%+9.0pp |
| Annual return | 10.18% | 18.10%-7.9pp | 27.16%-17.0pp | 35.67%-25.5pp |
| Employer contribution / active EE | $1,312 | $2,281-42.5% | $3,955-66.8% | $2,757-52.4% |
| Participant deferral / active EE | $4,505 | $4,406+2.2% | $6,280-28.3% | $4,300+4.8% |
| Admin fee / account holder | $747 | $7,160-89.6% | $10,428-92.8% | $6,925-89.2% |