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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,461 | $176,688-28.4% | $130,660-3.2% | $152,897-17.3% |
| Participation rate | 55.6% | 79.0%-23.4pp | 71.7%-16.2pp | 82.5%-26.9pp |
| Annual return | 24.95% | 2693.08%-2668.1pp | 1709.29%-1684.3pp | 345.43%-320.5pp |
| Employer contribution / active EE | $1,358 | $5,743-76.4% | $4,092-66.8% | $4,764-71.5% |
| Participant deferral / active EE | $4,709 | $4,362+7.9% | $3,603+30.7% | $5,851-19.5% |
| Admin fee / account holder | $1,549 | $7,131-78.3% | $5,463-71.7% | $11,599-86.6% |