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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,595 | $48,267+9.0% | $68,808-23.6% | $68,486-23.2% |
| Participation rate | 61.1% | 60.7%+0.4pp | 69.0%-7.9pp | 67.9%-6.8pp |
| Annual return | -18.71% | -12.70%-6.0pp | -6.37%-12.3pp | -7.85%-10.9pp |
| Employer contribution / active EE | $427 | $1,829-76.7% | $2,656-83.9% | $2,597-83.6% |
| Participant deferral / active EE | $3,341 | $2,867+16.5% | $3,942-15.3% | $4,028-17.1% |
| Admin fee / account holder | $8,579 | $4,362+96.7% | $4,936+73.8% | $5,404+58.8% |