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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,768 | $76,519-91.2% | $56,025-87.9% | $145,897-95.4% |
| Participation rate | 66.7% | 63.2%+3.4pp | 52.5%+14.2pp | 80.3%-13.6pp |
| Annual return | 15.69% | 3017.03%-3001.3pp | 1712.69%-1697.0pp | 552.29%-536.6pp |
| Employer contribution / active EE | $569 | $1,383-58.9% | $1,042-45.4% | $4,663-87.8% |
| Participant deferral / active EE | $960 | $2,624-63.4% | $1,955-50.9% | $6,689-85.6% |
| Admin fee / account holder | $25 | $3,331-99.3% | $2,828-99.1% | $13,390-99.8% |