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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,758 | $135,956-48.7% | $123,894-43.7% | $273,970-74.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 13.40% | 56.63%-43.2pp | 47.52%-34.1pp | 41.46%-28.1pp |
| Employer contribution / active EE | $0 | $5,170-100.0% | $4,617-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,531 | $6,343-44.3% | $5,984-41.0% | $5,287-33.2% |
| Admin fee / account holder | $1,226 | $9,817-87.5% | $8,357-85.3% | $10,132-87.9% |