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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,357 | $35,183-25.1% | $73,545-64.2% | $70,124-62.4% |
| Participation rate | 24.6% | 42.9%-18.3pp | 54.9%-30.3pp | 69.5%-45.0pp |
| Annual return | 17.15% | 26.90%-9.8pp | -15.16%+32.3pp | 73.14%-56.0pp |
| Employer contribution / active EE | $433 | $709-38.8% | $1,219-64.4% | $2,342-81.5% |
| Participant deferral / active EE | $850 | $1,220-30.3% | $1,806-52.9% | $3,332-74.5% |
| Admin fee / account holder | $8 | $2,302-99.6% | $2,320-99.6% | $4,645-99.8% |