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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,418 | $29,736+52.7% | $56,033-18.9% | $80,935-43.9% |
| Participation rate | 30.3% | 41.7%-11.4pp | 52.5%-22.2pp | 67.7%-37.4pp |
| Annual return | 12.45% | 35.28%-22.8pp | 1711.38%-1698.9pp | 35.66%-23.2pp |
| Employer contribution / active EE | $1,103 | $671+64.3% | $1,041+6.0% | $2,757-60.0% |
| Participant deferral / active EE | $2,937 | $1,228+139.1% | $1,954+50.3% | $4,299-31.7% |
| Admin fee / account holder | $5 | $2,434-99.8% | $2,827-99.8% | $6,924-99.9% |