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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,883 | $174,379+186.7% | $152,093+228.7% | $138,895+259.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 22.17% | 74.86%-52.7pp | 66.36%-44.2pp | 145.39%-123.2pp |
| Employer contribution / active EE | $8,215 | $4,652+76.6% | $4,175+96.8% | $4,194+95.9% |
| Participant deferral / active EE | $8,751 | $6,159+42.1% | $5,451+60.5% | $6,396+36.8% |
| Admin fee / account holder | $39,498 | $16,880+134.0% | $14,497+172.5% | $12,562+214.4% |