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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC3+ years Filed as: CREATIVE PLANNING Service code 26 · EIN 45-5091060 | Advisory (Participants) | $103,966 |
EPIC RETIREMENT PLAN SERVICES3+ years Filed as: TPP RETIREMENT PLAN SPECIALISTS Service code 14 · EIN 20-1301962 | Plan Administrator | $31,525 |
TD AMERITRADE, INC.1 year Filed as: TD AMERITRADE TRUST Service code 19 717 17TH STREET, SUITE 1800 · DENVER, CO 80202 | Securities Custodian | $6,735 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,868 | $47,977+91.5% | $154,107-40.4% | $56,287+63.2% |
| Participation rate | 97.5% | 66.2%+31.3pp | 83.0%+14.4pp | 69.9%+27.6pp |
| Annual return | -8.36% | 3.54%-11.9pp | 735.12%-743.5pp | -9.96%+1.6pp |
| Employer contribution / active EE | $6,765 | $2,169+211.9% | $5,298+27.7% | $2,111+220.4% |
| Participant deferral / active EE | $4,986 | $2,392+108.5% | $5,081-1.9% | $3,350+48.9% |
| Admin fee / account holder | $492 | $438+12.3% | $13,411-96.3% | $521-5.5% |