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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,618 | $76,551-65.2% | $123,894-78.5% | $62,881-57.7% |
| Participation rate | 95.8% | 73.0%+22.9pp | 81.4%+14.4pp | 69.3%+26.5pp |
| Annual return | 2.38% | 18.68%-16.3pp | 47.52%-45.1pp | 20.14%-17.8pp |
| Employer contribution / active EE | $361 | $2,882-87.5% | $4,617-92.2% | $2,281-84.2% |
| Participant deferral / active EE | $2,326 | $4,840-51.9% | $5,984-61.1% | $3,203-27.4% |
| Admin fee / account holder | $6,966 | $4,826+44.4% | $8,357-16.6% | $4,296+62.2% |