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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,359 | $167,362+60.3% | $143,799+86.6% | $134,532+99.5% |
| Participation rate | 77.8% | 84.8%-7.0pp | 80.3%-2.5pp | 81.2%-3.5pp |
| Annual return | -19.79% | 0.47%-20.3pp | -0.04%-19.7pp | 418.27%-438.1pp |
| Employer contribution / active EE | $2,860 | $5,620-49.1% | $4,952-42.2% | $4,741-39.7% |
| Participant deferral / active EE | $7,829 | $6,447+21.4% | $5,638+38.8% | $6,401+22.3% |
| Admin fee / account holder | $24,765 | $18,094+36.9% | $14,677+68.7% | $11,429+116.7% |