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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,396 | $183,539+127.4% | $155,556+168.3% | $145,897+186.1% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 20.89% | 61.31%-40.4pp | 64.84%-43.9pp | 552.29%-531.4pp |
| Employer contribution / active EE | $2,765 | $5,315-48.0% | $4,675-40.9% | $4,663-40.7% |
| Participant deferral / active EE | $8,670 | $6,467+34.1% | $5,631+54.0% | $6,689+29.6% |
| Admin fee / account holder | $5,017 | $19,275-74.0% | $15,885-68.4% | $13,390-62.5% |