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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,396 | $183,592+127.4% | $155,574+168.3% | $145,877+186.1% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 20.89% | 61.37%-40.5pp | 64.87%-44.0pp | 551.28%-530.4pp |
| Employer contribution / active EE | $2,765 | $5,317-48.0% | $4,676-40.9% | $4,663-40.7% |
| Participant deferral / active EE | $8,670 | $6,466+34.1% | $5,629+54.0% | $6,691+29.6% |
| Admin fee / account holder | $5,017 | $19,316-74.0% | $15,914-68.5% | $13,402-62.6% |