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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,482 | $106,280-38.4% | $96,538-32.2% | $139,487-53.1% |
| Participation rate | 83.3% | 77.8%+5.5pp | 74.3%+9.0pp | 80.3%+3.0pp |
| Annual return | 23.65% | 38.48%-14.8pp | 35.74%-12.1pp | 373.84%-350.2pp |
| Employer contribution / active EE | $9,120 | $4,107+122.1% | $3,740+143.8% | $4,755+91.8% |
| Participant deferral / active EE | $12,897 | $5,457+136.3% | $4,880+164.3% | $6,713+92.1% |
| Admin fee / account holder | $445 | $7,888-94.4% | $6,737-93.4% | $11,407-96.1% |