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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,008 | $61,390+1.0% | $112,228-44.7% | $75,177-17.5% |
| Participation rate | 33.3% | 61.6%-28.3pp | 72.4%-39.1pp | 67.2%-33.9pp |
| Annual return | 25.53% | 28.47%-2.9pp | 30.23%-4.7pp | 160.75%-135.2pp |
| Employer contribution / active EE | $871 | $2,015-56.8% | $3,432-74.6% | $2,671-67.4% |
| Participant deferral / active EE | $1,522 | $3,108-51.0% | $4,800-68.3% | $4,126-63.1% |
| Admin fee / account holder | $16,543 | $4,862+240.3% | $7,752+113.4% | $5,651+192.7% |