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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,266 | $165,399-18.8% | $149,745-10.3% | $158,982-15.5% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 13.46% | 348.34%-334.9pp | 276.72%-263.3pp | 302.99%-289.5pp |
| Employer contribution / active EE | $2,652 | $5,105-48.1% | $4,646-42.9% | $4,763-44.3% |
| Participant deferral / active EE | $8,874 | $7,183+23.5% | $6,843+29.7% | $5,983+48.3% |
| Admin fee / account holder | $892 | $10,811-91.8% | $9,312-90.4% | $11,252-92.1% |