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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,651 | $72,492+55.4% | $87,104+29.3% | $72,975+54.4% |
| Participation rate | 71.4% | 72.8%-1.4pp | 76.9%-5.4pp | 69.5%+1.9pp |
| Annual return | 15.99% | 24.46%-8.5pp | 28.19%-12.2pp | 81.01%-65.0pp |
| Employer contribution / active EE | $170 | $1,894-91.0% | $2,521-93.3% | $2,440-93.1% |
| Participant deferral / active EE | $3,716 | $3,270+13.6% | $4,048-8.2% | $3,608+3.0% |
| Admin fee / account holder | $13,331 | $5,055+163.7% | $7,491+78.0% | $5,124+160.2% |