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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,207 | $60,442-63.3% | $96,754-77.0% | $87,485-74.6% |
| Participation rate | 69.8% | 58.7%+11.1pp | 70.3%-0.5pp | 68.9%+0.9pp |
| Annual return | 18.96% | 21.97%-3.0pp | 82.04%-63.1pp | 26.06%-7.1pp |
| Employer contribution / active EE | $1,154 | $1,691-31.8% | $2,679-56.9% | $2,596-55.6% |
| Participant deferral / active EE | $1,026 | $3,280-68.7% | $4,758-78.4% | $4,274-76.0% |
| Admin fee / account holder | $105 | $5,069-97.9% | $8,905-98.8% | $7,775-98.6% |