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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,207 | $57,590-61.4% | $86,233-74.2% | $82,448-73.1% |
| Participation rate | 69.8% | 57.9%+11.9pp | 69.0%+0.8pp | 68.1%+1.7pp |
| Annual return | 18.96% | 22.41%-3.5pp | 61.39%-42.4pp | 41.64%-22.7pp |
| Employer contribution / active EE | $1,154 | $1,655-30.3% | $2,504-53.9% | $2,551-54.8% |
| Participant deferral / active EE | $1,026 | $3,080-66.7% | $4,559-77.5% | $4,139-75.2% |
| Admin fee / account holder | $105 | $4,730-97.8% | $8,342-98.7% | $7,234-98.5% |