See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: ARETE WEALTH ADVISORS, LLC Service code 27 1101 WEST LAKE STREET · CHICAGO, IL 60607 | Advisory (Plan) | $10,316 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,519 | $63,299-77.1% | $91,001-84.0% | $62,292-76.7% |
| Participation rate | 75.3% | 73.3%+2.0pp | 75.6%-0.3pp | 69.5%+5.8pp |
| Annual return | 10.80% | 20.99%-10.2pp | 4.60%+6.2pp | 28.90%-18.1pp |
| Employer contribution / active EE | $308 | $1,807-82.9% | $2,456-87.5% | $2,042-84.9% |
| Participant deferral / active EE | $1,470 | $2,943-50.0% | $3,547-58.5% | $3,169-53.6% |
| Admin fee / account holder | $61 | $468-86.8% | $5,417-98.9% | $479-87.2% |