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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,929 | $180,459-77.9% | $154,108-74.1% | $135,380-70.5% |
| Participation rate | 93.8% | 87.4%+6.3pp | 83.0%+10.7pp | 82.6%+11.1pp |
| Annual return | 0.46% | 888.21%-887.8pp | 735.21%-734.7pp | 519.81%-519.3pp |
| Employer contribution / active EE | $1,402 | $6,035-76.8% | $5,298-73.5% | $4,779-70.7% |
| Participant deferral / active EE | $4,233 | $5,806-27.1% | $5,081-16.7% | $5,609-24.5% |
| Admin fee / account holder | $447 | $16,145-97.2% | $13,411-96.7% | $10,828-95.9% |