See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $35,350 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,543 | $44,873+3.7% | $79,464-41.4% | $56,287-17.3% |
| Participation rate | 77.4% | 68.7%+8.6pp | 73.3%+4.0pp | 69.9%+7.5pp |
| Annual return | -8.99% | 0.81%-9.8pp | 718.14%-727.1pp | -9.96%+1.0pp |
| Employer contribution / active EE | $440 | $2,140-79.5% | $2,800-84.3% | $2,111-79.2% |
| Participant deferral / active EE | $3,631 | $2,746+32.2% | $3,704-2.0% | $3,350+8.4% |
| Admin fee / account holder | $321 | $418-23.2% | $5,113-93.7% | $521-38.3% |