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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,426 | $77,920+90.5% | $149,723-0.9% | $75,177+97.4% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 9.17% | 31.72%-22.6pp | 134.50%-125.3pp | 160.75%-151.6pp |
| Employer contribution / active EE | $11,844 | $3,138+277.4% | $4,821+145.7% | $2,671+343.4% |
| Participant deferral / active EE | $7,561 | $3,411+121.6% | $5,682+33.1% | $4,126+83.2% |
| Admin fee / account holder | $68,153 | $5,951+1045.3% | $13,215+415.7% | $5,651+1106.0% |