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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,737 | $64,729-75.7% | $112,263-86.0% | $68,490-77.0% |
| Participation rate | 89.7% | 67.2%+22.5pp | 75.1%+14.6pp | 67.9%+21.8pp |
| Annual return | -15.45% | -11.40%-4.0pp | 27.49%-42.9pp | -7.85%-7.6pp |
| Employer contribution / active EE | $628 | $2,746-77.1% | $3,636-82.7% | $2,597-75.8% |
| Participant deferral / active EE | $3,734 | $3,566+4.7% | $4,729-21.0% | $4,028-7.3% |
| Admin fee / account holder | $2,062 | $5,222-60.5% | $6,410-67.8% | $5,403-61.8% |