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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,541 | $100,073-96.5% | $85,126-95.8% | $145,877-97.6% |
| Participation rate | 93.8% | 74.1%+19.6pp | 67.5%+26.2pp | 80.3%+13.4pp |
| Annual return | 5.07% | 84.11%-79.0pp | 66.63%-61.6pp | 551.28%-546.2pp |
| Employer contribution / active EE | $1,168 | $3,236-63.9% | $2,731-57.2% | $4,663-75.0% |
| Participant deferral / active EE | $3,591 | $5,294-32.2% | $4,523-20.6% | $6,691-46.3% |
| Admin fee / account holder | $2,336 | $7,261-67.8% | $6,160-62.1% | $13,402-82.6% |