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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,905 | $93,345+100.2% | $119,126+56.9% | $87,485+113.6% |
| Participation rate | 76.5% | 68.7%+7.7pp | 75.8%+0.7pp | 68.9%+7.5pp |
| Annual return | 14.74% | 19.08%-4.3pp | 282.11%-267.4pp | 26.06%-11.3pp |
| Employer contribution / active EE | $611 | $3,172-80.7% | $4,034-84.9% | $2,596-76.5% |
| Participant deferral / active EE | $4,643 | $4,099+13.3% | $5,318-12.7% | $4,274+8.6% |
| Admin fee / account holder | $19,923 | $8,039+147.8% | $10,693+86.3% | $7,775+156.2% |