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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,597 | $81,504+100.7% | $102,437+59.7% | $80,959+102.1% |
| Participation rate | 73.5% | 66.9%+6.7pp | 74.5%-1.0pp | 67.7%+5.9pp |
| Annual return | 11.99% | 25.60%-13.6pp | 24.95%-13.0pp | 35.67%-23.7pp |
| Employer contribution / active EE | $761 | $3,104-75.5% | $3,871-80.3% | $2,757-72.4% |
| Participant deferral / active EE | $6,006 | $3,871+55.2% | $5,060+18.7% | $4,300+39.7% |
| Admin fee / account holder | $393 | $6,719-94.2% | $8,388-95.3% | $6,925-94.3% |