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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,905 | $88,672+110.8% | $105,223+77.6% | $82,448+126.7% |
| Participation rate | 76.5% | 67.9%+8.5pp | 75.0%+1.4pp | 68.1%+8.4pp |
| Annual return | 14.74% | 30.86%-16.1pp | 180.65%-165.9pp | 41.64%-26.9pp |
| Employer contribution / active EE | $611 | $3,048-80.0% | $3,689-83.4% | $2,551-76.1% |
| Participant deferral / active EE | $4,643 | $4,036+15.0% | $5,072-8.5% | $4,139+12.2% |
| Admin fee / account holder | $19,923 | $7,146+178.8% | $8,859+124.9% | $7,234+175.4% |