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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 PO BOX 735399 · DALLAS, TX 753735399 | Advisory (Plan) | $27,096 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $23,054 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $11,936 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,643 | $59,456+3.7% | $93,669-34.2% | $74,429-17.2% |
| Participation rate | 57.8% | 59.6%-1.8pp | 68.7%-10.9pp | 67.2%-9.4pp |
| Annual return | 8.60% | 82.00%-73.4pp | 133.59%-125.0pp | 1368.38%-1359.8pp |
| Employer contribution / active EE | $1,099 | $1,266-13.2% | $2,424-54.7% | $2,625-58.1% |
| Participant deferral / active EE | $1,867 | $3,052-38.8% | $4,416-57.7% | $4,348-57.1% |
| Admin fee / account holder | $398 | $3,026-86.8% | $8,291-95.2% | $1,944-79.5% |