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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,422 | $183,592+67.4% | $155,574+97.6% | $145,877+110.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.99% | 61.37%-47.4pp | 64.87%-50.9pp | 551.28%-537.3pp |
| Employer contribution / active EE | $19,800 | $5,317+272.4% | $4,676+323.5% | $4,663+324.6% |
| Participant deferral / active EE | $27,422 | $6,466+324.1% | $5,629+387.1% | $6,691+309.9% |
| Admin fee / account holder | $2,172 | $19,316-88.8% | $15,914-86.4% | $13,402-83.8% |