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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,032 | $99,345+97.3% | $84,753+131.3% | $273,972-28.4% |
| Participation rate | 47.4% | 80.7%-33.3pp | 76.6%-29.2pp | 83.0%-35.6pp |
| Annual return | 7.09% | 22.93%-15.8pp | 22.78%-15.7pp | 41.46%-34.4pp |
| Employer contribution / active EE | $10,526 | $4,214+149.8% | $3,574+194.5% | $4,869+116.2% |
| Participant deferral / active EE | $11,393 | $4,270+166.8% | $3,712+206.9% | $5,287+115.5% |
| Admin fee / account holder | $5 | $6,645-99.9% | $5,333-99.9% | $10,133-100.0% |